Debit Cards

If you have a lost/stolen card please call:



Register with SecureCode

Using your debit card for an online purchase that requires a securecode? Here's how to register:

Visit Shazam Card Services at The next time you visit a Securecode merchant you'll be ready!


24 Hour Access

Having a Community Spirit Bank® Debit Card is like having your own personal teller. It is here when you need it to complete a varity of transactions without having to come directly to the bank. You can withdraw or transfer funds any time of day; at many ATMs arround the world.

Meets All Your Needs

Most checkbooks can only do one thing, checking. Our Debit Card does this and much more. The Debit Card gives you a faster, more economical, more convenient way to buy products and services you need. That's because it allows you to withdraw funds from your checking account without ever having to write a check. You can purchase groceries, gas or anything else wherever MasterCardTM is accepted. Plus the Debit Card performs all the functions of an ATM card. It's the checking, withdrawing, and transfering funds card all in one.

Fast & One-Step Easy

Forget having to round up your checkbook, a pen and two forms of identifaction. With the Debit Card, every purchase is as simple as using a credit card.

Worry Free When You're Out of Town

No need to worry about getting your checks cashed out of town. Because the Debit Card is accepted wherever MasterCardTM is, you'll be welcomed everywhere you travel.

Economical And Eological

Eliminate the need to purchase checks (and the risk of running out when you're at the checkout). The Debit Card saves money in check-printing fees while it saves valuable resources.

Safeguard If Lost Or Stolen

When you receive your Debit Card, you'll also be assigned a personal identifaction number (PIN). It provides added security against someone withdrawing from your account or making purchases without your consent. On-line purchases are password protected.

Just Like Balancing Your Checkbook

Every month in which a transaction is completed, you'll receive an account statement that includes the date, location, and amount of every transaction you've made.

MasterCard is a registered tradmark of MasterCard International, Inc. 

Branch Locations

Red Bay:

Community Spirit Bank
200 4th Avenue SW
Red Bay, AL 35 582
(256) 356-4445

ATM Location:

Inside McDonald's
606 4TH Avenue SE
Red Bay, AL 35 582


Redmont Branch
1107 Fourth ST NW
Red Bay, AL 35 582
(256) 356-8724


Community Spirit Bank
14009 HWY 43
Russellville, AL 35 653
(256) 332-5315


Community Spirit Bank
7141 Hwy. 19
Vina, AL 35 593
(256) 356-6947


Community Spirit Bank
342 Second Street
Belmont, MS 38 827
(662) 454-0001