Personal Checking Solutions

As working people, we understand that your time is valuable. That's why we are dedicated to making your banking experience fast and effective. With our leading-edge technology and high-quality delivery systems, banking with us will be one of the easiest parts of your day!

Online Banking
Log on to, and do your banking anytime, day or night. Check balances, transfer funds between CSB accounts, pay bills, and set account alerts. It's fast, safe, and paper-free!

Bill Pay
CSB customers love this cool new way to pay their bills! Our free Bill Pay service lets you receive and pay all your bills in one secure place - using Online Banking. Get rid of the paper, the stamps, and save time and money. Enroll today!

Receive your statements electronically! They're fast, safe, and free. Signing up is easy. Just log on to your CSB Online Banking account and click on eStatements!

Text Alerts
Customize your alerts to track changes in your balance, receive loan payment reminders, and more! You can receive our free text alerts by email or text. Just sign in to Online Banking to set up your text alerts. (Third party fees may apply.)

Mobile Banking*
Stay connected to your bank accounts from your web-enabled phone. You can check account balances, transfer funds and view transactions right from your phone. It's secure, convenient, and designed to fit your busy lifestyle. So, next time you're out shopping on or the golf course - on vacation or on a business trip - don't worry. Your bank is as close as your phone. Just sign in to Online Banking to get started today! (*Third party fees may apply.)

MasterCard® Debit Card
Enjoy access to your accounts wherever you are, whenever you need to! Make purchases or use it to get cash at the nearest ATM. Using your card is faster than writing a check, safer than carrying cash, and a great value because you have no annual fee!

Direct Deposit
Take advantage of our Direct Deposit service - and enjoy the benefits of never having to deposit a paycheck again! Get your money on time, every time!

Telephone Banking
Handle your routine financial transactions over the phone ... it's fast and free! Just call (888)805-9811 or (256)356-5630 from any Touch-Tone® phone - we make it easy!

Safe Deposit Box
Know where your valuables are and keep them safe in our fire-resistant boxes located in the CSB vault. One modest annual fee is a great investment in peace of mind! (Safe deposit boxes are not FDIC insured)

Branch Locations

Red Bay:

Community Spirit Bank
200 4th Avenue SW
Red Bay, AL 35 582
(256) 356-4445

ATM Location:

Inside McDonald's
606 4TH Avenue SE
Red Bay, AL 35 582


Redmont Branch
1107 Fourth ST NW
Red Bay, AL 35 582
(256) 356-8724


Community Spirit Bank
14009 HWY 43
Russellville, AL 35 653
(256) 332-5315


Community Spirit Bank
7141 Hwy. 19
Vina, AL 35 593
(256) 356-6947


Community Spirit Bank
342 Second Street
Belmont, MS 38 827
(662) 454-0001