Business Loans

Commercial loans are designed to meet specific business operating needs. Talk with us about loans for expansion, remodeling, new equipment, and other business expenses. We're qualified to service your needs for today and the future.

Commercial Real Estate Loans

We have a variety of options available for your business needs. Whether you're a small business owener looking for financing on your owner-occupied property or rental property, or perhaps a farmer looking for financing for agricultural production, we have the solution you need. Our experienced commercial lenders are qualified to meet your needs and all of our loan decisions are made locally.

Branch Locations

Red Bay:

Community Spirit Bank
200 4th Avenue SW
Red Bay, AL 35 582
(256) 356-4445

ATM Location:

Inside McDonald's
606 4TH Avenue SE
Red Bay, AL 35 582


Redmont Branch
1107 Fourth ST NW
Red Bay, AL 35 582
(256) 356-8724


Community Spirit Bank
14009 HWY 43
Russellville, AL 35 653
(256) 332-5315


Community Spirit Bank
7141 Hwy. 19
Vina, AL 35 593
(256) 356-6947


Community Spirit Bank
342 Second Street
Belmont, MS 38 827
(662) 454-0001