Business Customer Awareness

Businesses are not protected under Regulation E; therefore they need to be diligent in reviewing their periodic statements. Businesses also need to have multiple controls in place to monitor their online banking account and users


"The Bank will NEVER request personal information by phone, email or text message including account numbers, personal identification information, passwords or any other confidential customer information."

The Bank suggests that commercial online banking customers perform a related risk assessment and controls evaluation periodically. Please contact Donna Purser at 256-356-5626 for a Sample Risk Assessment.

Suggested Web-Sites for Additional Information:

Better Business Bureau – Data Security Made Simple

Bureau of Consumer Protection

Internet Crime Complaint Center


Small Business Information Security
Sound Business Practices for Companies to Mitigate Corporate Account Takeover

Branch Locations

Red Bay:

Community Spirit Bank
200 4th Avenue SW
Red Bay, AL 35 582
(256) 356-4445

ATM Location:

Inside McDonald's
606 4TH Avenue SE
Red Bay, AL 35 582


Redmont Branch
1107 Fourth ST NW
Red Bay, AL 35 582
(256) 356-8724


Community Spirit Bank
14009 HWY 43
Russellville, AL 35 653
(256) 332-5315


Community Spirit Bank
7141 Hwy. 19
Vina, AL 35 593
(256) 356-6947


Community Spirit Bank
342 Second Street
Belmont, MS 38 827
(662) 454-0001