Loan Calculator

This loan calculator is provided only as a courtesy of the bank.  The results of this loan payment calculator are for comparison purposes only and should not be relied on to make personal financial decisions. 

To use this calculator, enter values for the Loan Amount, Number of Months for Loan, and the Interest Rate (e.g. 7.25), and click the Calculate button.  Clicking the Reset button will clear entered values. 

Description Data Entry
Loan Amount
Loan Length in Months
Interest Rate
Monthly Payment Calculated 

Enter only numeric values (no commas), using decimal points where needed. Non-numeric values will cause errors.


Branch Locations

Red Bay:

Community Spirit Bank
200 4th Avenue SW
Red Bay, AL 35 582
(256) 356-4445

ATM Location:

Inside McDonald's
606 4TH Avenue SE
Red Bay, AL 35 582


Redmont Branch
1107 Fourth ST NW
Red Bay, AL 35 582
(256) 356-8724


Community Spirit Bank
14009 HWY 43
Russellville, AL 35 653
(256) 332-5315


Community Spirit Bank
7141 Hwy. 19
Vina, AL 35 593
(256) 356-6947


Community Spirit Bank
342 Second Street
Belmont, MS 38 827
(662) 454-0001