Our Message


Our team here at Community Spirit Bank is excited that our bank has been around to serve several generations--- after all, Community Spirit Bank is 108 years old. We take pride that our bank is the oldest business in our home-town, and just one year younger (1908) than the community of Red Bay (1907). Our roots run deep, and we appreciate all our customers, and thank them for making Community Spirit bank what it is today--- still growing stronger each year! Community banking solutions since 1908!


Billy M. Bolton




Welcome!  We are grateful you have chosen our virtual office as a way to conduct your business!  We want you to know that as the virtual office of Community Spirit Bank, we are focused on providing the best, most innovative, technologically based, and most importantly secure services available to you.  We have been providing these same type services since 1908, but are proud to be able to offer them via our website 24/7/365!  We are proud of our past here, but even more excited about our future!  The reason……because of customers like you, who continue to choose to do business with our bank!  We hope to make your experience on our website as easy as possible.  We have attempted to make it more user friendly for you to navigate around, no matter what device you have chosen to visit us with!

Our internet banking platform which is a click or app download away, is one we are very proud of and whether you are using a desktop, a smartphone or tablet, you have the power to perform every function that would normally be available to you if sitting across the teller window from a Customer Service Representative!

Looking for a loan, look no further than the links of our lending team for quick access to their email or personal office and cell phone numbers!  Same thing is true of any deposit account products; quick reference links to our operation and CSR representatives is just a click away.

At Community Spirit Bank, we are proud to be your community bankers, or as we like to view it, friends helping friends, neighbors helping neighbors.  In addition to looking around our virtual office, check us out on Facebook, Twitter and Instagram, as we use these social media platforms as another way to communicate with you, our valued customer.

If you have any suggestions or need any other assistance, please feel free to contact me via email at bbolton@communityspiritbank.com or by giving me a call at 256-356-5620!

Thanks again for stopping by our virtual office and for choosing Community Spirit Bank!

Brad M. Bolton

President/CEO/Senior Lender


Branch Locations

Red Bay:

Community Spirit Bank
200 4th Avenue SW
Red Bay, AL 35 582
(256) 356-4445

ATM Location:

Inside McDonald's
606 4TH Avenue SE
Red Bay, AL 35 582


Redmont Branch
1107 Fourth ST NW
Red Bay, AL 35 582
(256) 356-8724


Community Spirit Bank
14009 HWY 43
Russellville, AL 35 653
(256) 332-5315


Community Spirit Bank
7141 Hwy. 19
Vina, AL 35 593
(256) 356-6947


Community Spirit Bank
342 Second Street
Belmont, MS 38 827
(662) 454-0001