11/06/2015 Protect Against Phising

Be wary of emails asking for confidential information—especially of a financial nature. Legitimate organizations will never request sensitive information via email.

Don’t get pressured into providing sensitive information. Phishers like to use scare tactics, and may threaten to disable an account or delay services until you update certain information. Be sure to contact the merchant directly to confirm the authenticity of their request.

10/26/2015 Cyber Security Awareness- Card Safety

Card Safety

Cyber Security Awareness- The Faster the Better! Be sure to report any suspicious activity on your account immediately! As soon as fraud is spotted it is vital to make the bank aware.  This helps locate points of compromise more easily and prevent further incidents. If it’s not normal business hours, call the number on the back of your card to stop further transactions until you can visit the bank. If your card is lost or stolen visit our website for help on reporting fraud! 

10/08/2015 10 Commandments of Payment Security

10 Commandments of Payment Security

October is Cyber Security Awareness Month- Remember these 10 commandments of Payment Security to help beat fraudsters!

1.     Thou shalt not give away your PIN to anyone, EVER!

2.     Thou shalt browse carefully and not open suspicious emails.

3.     Thou shalt not carry out a test transaction on behalf of ANYONE!

10/07/2015 What is Phishing?

Cyber Security Awareness- What is Phishing? Phishing email messages, websites, and phone calls are designed to steal money.  The activity of defrauding an online account holder of financial information by posing as a legitimate company. Cybercriminals can do this by installing malicious software on your computer or stealing personal information off of your computer. They most often gain access to a system through an email or link that we click on, opening the door to our system.

10/05/2015 Keep Your Account Safe Using the Shazam Bolt$ App!

Shazam Bolt$ is the mobile app that helps protect you from fraud and allows you to track your accounts! When suspicious card activity occurs, nobody is better equipped to handle the case than you. After all, you know what you’ve purchased, and you can spot an illegitimate purchase instantly.

Branch Locations

Red Bay:

Community Spirit Bank
200 4th Avenue SW
Red Bay, AL 35 582
(256) 356-4445

ATM Location:

Inside McDonald's
606 4TH Avenue SE
Red Bay, AL 35 582


Redmont Branch
1107 Fourth ST NW
Red Bay, AL 35 582
(256) 356-8724


Community Spirit Bank
14009 HWY 43
Russellville, AL 35 653
(256) 332-5315


Community Spirit Bank
7141 Hwy. 19
Vina, AL 35 593
(256) 356-6947


Community Spirit Bank
342 Second Street
Belmont, MS 38 827
(662) 454-0001