fraud

Information Regarding the Equifax Data Breach

Recently, Equifax, one of the three national consumer credit reporting agencies, announced a major data breach. This breach affects approximately 143 million Americans. This is what we know according to Equifax: the data breach occurred May – July 2017, and the information stolen includes consumers’ personally identifiable information, including names, Social Security numbers, dates of birth, addresses and, in some cases, driver’s license numbers.

Equifax Isn't Calling

Equifax Isn't Calling

Preying on Trust - Help Prevent Elder Financial Abuse

Avoid Elder Frauds and Cons

Preying on Trust

Older people are targeted by fraudsters in all sorts of ways. Here, we’ve highlighted the 10 most prevalent. (An excerpt of the artilce, as shared in the April 2017 edition of Independent Banker magazine.)

1. Medicare/health insurance scams: In a 2016 report, The Medicare Fraud Strike Force had 2,185 indictments against Medicare fraudsters, who falsely assume the identity of a provider or Medicare representative and demand payment for services.

It's a Fraud Jungle Out There!

It's a Fraud Jungle Out There!

It’s a fraud jungle out there — protect yourself!

Safely navigate the fraud jungle by understanding the various ways fraudsters try to obtain your personal and debit card information.

The more you know, the more you can guard yourself against fraud. Follow these tips and guidelines for preventing fraud.

Personal information

Phishing is a scam in which fraudsters pose as legitimate businesses to trick you into divulging your Social Security number, account numbers, passwords or other sensitive personal data.

Staying Safe Shopping with Mobile Apps

Staying Safe Shopping with Mobile Apps

There's an app for that, (but it might be fake)!

Bank & Shop Smart this Holiday Season

Bank & Shop Smart this Holiday Season

Your spending habits change around the holidays. Be sure to keep track of all your purchases and amounts, as well as keeping a good review of your transaction detail. This is a big help in spotting any possible fraudulent activity.

Cybersecurity Awareness- Top 10 Careless Errors That We KEEP Making!

Top 10 Careless Cyber Errors

Cybersecurity Awareness- Top 10 Careless Errors That We KEEP Making!

10. Opening any attachment that you receive by email.

9. Clicking on shortened links without thinking.

8. Using public Wi-Fi without taking precautions.

7. Ignoring security updates.

6. Using the same passwords on different accounts.

5. Thinking that an antivirus isn’t important.

4. Thinking that backing up files is a waste of time.

3. Not paying attention to your browser when it says the connection isn’t secure.

2. Giving out information on social media.

October is Cybersecurity Awareness Month!

Americans rely more than ever on their smart devices for banking, shopping or social networking, making the need to safeguard sensitive information and prevent unauthorized use by cybercriminals paramount.

Fraud Awareness

Fraud Awareness

Criminals are constantly searching for creative new ways to commit fraud! Always be aware of who you’re giving your personal information to.

Community Spirit Bank will never request your personal information, such as account numbers, PINs, social security numbers, etc., by phone, mail or email, unless you have already initiated the contact with us. Do not open unsolicited emails or take calls from someone you do not know. If you receive suspicious calls or emails claiming to be from us, please contact us at 1-256-356-4445.

Fraud Protection

Fraud Protection

Identity theft is growing at an alarming pace, be sure to protect yourself from hackers!

Branch Locations

Red Bay:

Community Spirit Bank
200 4th Avenue SW
Red Bay, AL 35 582
(256) 356-4445

ATM Location:

Inside McDonald's
606 4TH Avenue SE
Red Bay, AL 35 582

Redmont:

Redmont Branch
1107 Fourth ST NW
Red Bay, AL 35 582
(256) 356-8724

Russellville:

Community Spirit Bank
14009 HWY 43
Russellville, AL 35 653
(256) 332-5315

Vina:

Community Spirit Bank
7141 Hwy. 19
Vina, AL 35 593
(256) 356-6947

Belmont:

Community Spirit Bank
342 Second Street
Belmont, MS 38 827
(662) 454-0001