Business Customer Awareness

Businesses are not protected under Regulation E; therefore they need to be diligent in reviewing their periodic statements. Businesses also need to have multiple controls in place to monitor their online banking account and users

a. http://www.federalreserve.gov/boarddocs/supmanual/cch/efta.pdf

"The Bank will NEVER request personal information by phone, email or text message including account numbers, personal identification information, passwords or any other confidential customer information."

The Bank suggests that commercial online banking customers perform a related risk assessment and controls evaluation periodically. Please contact Donna Purser at 256-356-5626 for a Sample Risk Assessment.

Suggested Web-Sites for Additional Information:

Better Business Bureau – Data Security Made Simple
 • http://www.bbb.org/data-security/

Bureau of Consumer Protection
 • http://business.ftc.gov/privacy-and-security/data-security

Internet Crime Complaint Center
 • http://www.ic3.gov

NACHA
 • https://www.nacha.org/Corporate_Account_Takeover_Resource_Center
 • https://www.nacha.org/Fraud-Phishing-Resources

Small Business Information Security
 • http://csrc.nist.gov/publications/nistir/ir7621/nistir-7621.pdf
Sound Business Practices for Companies to Mitigate Corporate Account Takeover
 • https://www.nacha.org/risk/sound-business-practices

Branch Locations

Red Bay:

Community Spirit Bank
200 4th Avenue SW
Red Bay, AL 35 582
(256) 356-4445

Drive-Thru Hours:
Mon, Tue, Thur, Fri 8:00am-5:00pm
Wed 8:00am-4:00pm
Sat 8:00am-12:00pm

Lobby Hours:
Mon, Tue, Thur, Fri 9:00am-5:00pm
Wed 9:00am-4:00pm
Sat Closed

ATM Location:

Inside McDonald's
606 4TH Avenue SE
Red Bay, AL 35 582

Redmont:

Redmont Branch
1107 Fourth ST NW
Red Bay, AL 35 582
(256) 356-8724

Drive-Thru Hours:
Mon, Tue, Thur, Fri 8:00am-5:00pm
Wed 8:00am-4:00pm
Sat Closed

Lobby Hours:
Mon, Tue, Thur, Fri 8:00am-5:00pm
Wed 8:00am-4:00pm
Sat Closed

Russellville:

Community Spirit Bank
14009 HWY 43
Russellville, AL 35 653
(256) 332-5315

Drive-Thru Hours:
Mon, Tue, Thur, Fri 8:00am-5:00pm
Wed 8:00am-4:00pm
Sat 8:00am-12:00pm

Lobby Hours:
Mon, Tue, Thur, Fri 9:00am-5:00pm
Wed 9:00am-4:00pm
Sat Closed

Vina:

Community Spirit Bank
7141 Hwy. 19
Vina, AL 35 593
(256) 356-6947

Hours:
Mon, Tue, Thur, Fri 8:00am-4:30pm
Closed 1:00pm-2:00pm
Wed Closed
Sat Closed

Belmont:

Community Spirit Bank
342 Second Street
Belmont, MS 38 827
(662) 454-0001

Drive-Thru Hours:
Mon, Tue, Thur, Fri 8:00am-5:00pm
Wed 8:00am-4:00pm
Sat 8:00am-12:00pm

Lobby Hours:
Mon, Tue, Thur, Fri 8:30am-5:00pm
Wed 8:30am-4:00pm
Sat Closed