PERSONAL Savings Options

Let Community Spirit Bank help you plan for your future
whether it's a vacation or an unexpected expense
reserve, we can help you do it with a savings plan that's right for you!

Minimum to Open:
$1.00
Minimum Daily Balance to Earn Interest:
N/A
Interest:
Variable
Minimum Deposit:
N/A
Withdrawal Limits**:
**You may make no more than 6 preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card or other similar transactions from your account per month or statement cycle.
Quarterly Service Charge:
N/A
Additional Information:
• Free use of CSB Mobile Banking¹ • Free use of CSB Online Banking¹ • Free Text Alerts¹ • Free E-statements • Free use of CSB Telephone Banking • No monthly service fees
Minimum to Open:
$100.00 (Minors: $50.00)
Minimum Daily Balance to Earn Interest:
$100.00
Interest:
Variable
Minimum Deposit:
$10.00
Withdrawal Limits**:
$2 charge per withdrawal over 6 per quarter
Quarterly Service Charge:
Balance < $100 = $5.00 Minors < $50 = $5.00
Additional Information:
This investment account earns competitive interest rates and gives you easy access to your funds.
Minimum to Open:
$1,000.00
Minimum Daily Balance to Earn Interest:
$1,000.00
Interest:
Fixed for term of CD
Minimum Deposit:
N/A
Withdrawal Limits**:
Withdrawal at Maturity (Substantial penalty for early withdrawal)
Quarterly Service Charge:
N/A
Additional Information:
We can structure a Certificate of Deposit to fit your individual needs. At maturity, the CD automatically renews.
Minimum to Open:
$10.00
Minimum Daily Balance to Earn Interest:
$100.00
Interest:
Variable
Minimum Deposit:
$10.00
Withdrawal Limits**:
Withdrawal prior to Maturity = $15.00 charge (Account will automatically close at this time)
Quarterly Service Charge:
N/A
Additional Information:
Need extra money for Christmas? Save a little every week and receive a check in the mail just in time to shop!

(1) Third party fees may apply.

*We reserve the right to at any time require not less than seven (7) days notice in writing before any withdrawal or transfer of funds. **You may make no more than 6 preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit cards or other similar transactions from your account per month or statement cycle.

Branch Locations

Red Bay:

Community Spirit Bank
200 4th Avenue SW
Red Bay, AL 35 582
(256) 356-4445

Drive-Thru Hours:
Mon, Tue, Thur, Fri 8:00am-5:00pm
Wed 8:00am-4:00pm
Sat 8:00am-12:00pm

Lobby Hours:
Mon, Tue, Thur, Fri 9:00am-5:00pm
Wed 9:00am-4:00pm
Sat Closed

ATM Location:

Inside McDonald's
606 4TH Avenue SE
Red Bay, AL 35 582

Redmont:

Redmont Branch
1107 Fourth ST NW
Red Bay, AL 35 582
(256) 356-8724

Drive-Thru Hours:
Mon, Tue, Thur, Fri 8:00am-5:00pm
Wed 8:00am-4:00pm
Sat Closed

Lobby Hours:
Mon, Tue, Thur, Fri 8:00am-5:00pm
Wed 8:00am-4:00pm
Sat Closed

Russellville:

Community Spirit Bank
14009 HWY 43
Russellville, AL 35 653
(256) 332-5315

Drive-Thru Hours:
Mon, Tue, Thur, Fri 8:00am-5:00pm
Wed 8:00am-4:00pm
Sat 8:00am-12:00pm

Lobby Hours:
Mon, Tue, Thur, Fri 9:00am-5:00pm
Wed 9:00am-4:00pm
Sat Closed

Vina:

Community Spirit Bank
7141 Hwy. 19
Vina, AL 35 593
(256) 356-6947

Hours:
Mon, Tue, Thur, Fri 8:00am-4:30pm
Closed 1:00pm-2:00pm
Wed Closed
Sat Closed

Belmont:

Community Spirit Bank
342 Second Street
Belmont, MS 38 827
(662) 454-0001

Drive-Thru Hours:
Mon, Tue, Thur, Fri 8:00am-5:00pm
Wed 8:00am-4:00pm
Sat 8:00am-12:00pm

Lobby Hours:
Mon, Tue, Thur, Fri 8:30am-5:00pm
Wed 8:30am-4:00pm
Sat Closed